Felipe

About the Author Felipe is a finance and business professional with hands-on experience in credit analysis, sales strategy, and financial decision-making. He created Monkey Money Blog to help readers understand how credit systems, financial products, and investing structures actually work — beyond marketing language and surface-level advice. With a background that combines analytical finance and real-world business experience, his work focuses on breaking down complex financial topics into clear, practical insights that people can use to make better long-term decisions. Professional Background Felipe has worked closely with financial products, customer behavior, and decision-making processes related to credit, lending, and financial planning. His experience includes: Analyzing credit products and consumer credit behavior Evaluating financial offers and incentives from an institutional perspective Understanding how risk, interest rates, and lending criteria affect real users Applying sales and negotiation psychology to financial decision-making This background allows him to approach personal finance topics from both sides of the system — how financial institutions operate and how individuals are affected by those decisions. Areas of Expertise His primary areas of focus include: Credit cards and credit scores Credit rebuilding and responsible credit usage Dividend investing and long-term income strategies Personal finance fundamentals Financial decision-making and risk awareness Rather than promoting shortcuts or unrealistic outcomes, his content emphasizes sustainability, clarity, and informed judgment. Research & Content Standards All content published on Monkey Money Blog is based on: Independent research using primary and authoritative sources Analysis of real financial products and market structures Practical reasoning grounded in real-world behavior A commitment to transparency and responsible financial education Financial topics can have serious consequences. For that reason, accuracy, context, and long-term perspective are prioritized over trends or speculation. Editorial Philosophy Money is a system — not a secret. Felipe believes that better financial outcomes come from understanding incentives, risks, and structure, not from chasing hype or shortcuts. Monkey Money Blog exists to help readers: Think clearly about money Avoid common financial traps Build healthier financial habits Make confident, informed decisions Transparency Some content on Monkey Money Blog may include affiliate links or references to financial products.These never influence the analysis or recommendations. All opinions expressed are independent and intended for educational purposes only. Connect You can learn more about the work behind Monkey Money Blog through published articles on the site or by connecting via professional networks when available.